Articles

Estates & Trusts

• What Key Estate Planning Tools Should I Know About?

  Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

• How Will I Pay Estate Taxes?

  If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

• Can I Benefit from an A-B Trust?

  An A-B trust can be an effective way to help reduce estate taxes and preserve family assets for heirs.

• How Can I Benefit from a Wealth Replacement Trust?

  A wealth replacement trust could be used to gift appreciated assets to a charity as well as provide for heirs.

• Could My Family Benefit from a Family Limited Partnership?

  One estate planning strategy that families with closely held businesses could consider is the family limited partnership.

Tax Planning

• What Is the Capital Gain Tax?

  Capital gains are profits realized from the sale of assets; a tax is triggered only when an asset is sold, not held.

• What Is the Estate Tax?

  Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.

• What Are the Tax Benefits of Charitable Trusts?

  For the grantor, there are a few potential tax benefits that can come with setting up a charitable trust.

Cash Management

• How Long Will It Take to Double My Money?

  Before making investment decisions, it is helpful to determine the real rate of return on the investment.

Risk Management

• Do I Need a Business Owner Policy?

  A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.

• What Is Life Insurance for Business Owners?

  Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.